FIXED TERM DEPOSITS
Also known as a Money Market Fixed Term Deposit Account.
This account is only available to you if you hold a Coutts Business Current Account/Foreign Currency Business Current Account. Your account will need to be denominated in the same currency as the Money Market Fixed Term Deposit Account you wish to open.
PLEASE READ THE IMPORTANT LEGAL DOCUMENTS BELOW BEFORE PROCEEDING
If you carry on applying, it means you're happy with what's in these documents, including the FSCS information sheet. Please take some time to review, print and/or save the important information.
what is the interest rate?
Below is an example of terms with indicative interest rates.
| GBP | AER/gross p.a. (fixed) for deposits between £25,000 - £2,999,999 |
AER/gross p.a. (fixed) for deposits £3m+ |
| 1 month | 4.04% | 4.24% |
| 2 months | 4.05% | 4.25% |
| 3 months | 4.05% | 4.25% |
| 4 months | 4.21% | 4.41% |
| 5 months | 4.21% | 4.41% |
| 6 months | 4.31% | 4.61% |
| 9 months | 4.25% | 4.75% |
| 12 months | 4.43% | 4.88% |
| EUR | AER/gross p.a. (fixed) for deposits between €25,000 - €2,999,999 |
AER/gross p.a. (fixed) for deposits €3m+ |
| 1 month | 2.52% | 2.72% |
| 2 months | 2.52% | 2.72% |
| 3 months | 2.52% | 2.72% |
| 6 months | 2.68% | 2.88% |
| 9 months | 2.63% | 2.83% |
| 12 months | 2.71% | 2.91% |
| USD | AER/gross p.a. (fixed) for deposits between $25,000 - $2,999,999 |
AER/gross p.a. (fixed) for deposits $3m+ |
| 1 month | 4.28% | 4.48% |
| 2 months | 4.28% | 4.48% |
| 3 months | 4.28% | 4.48% |
| 6 months | 4.45% | 4.65% |
| 9 months | 4.33% | 4.53% |
| 12 months | 4.34% | 4.54% |
A few important points before you apply
- The interest rate for your Fixed Term Deposit will be confirmed in writing once the account is opened.
- If there is an increase in the indicative interest rate by the time your application is processed, we will give you the new increased rate and confirm it in the communication we send you.
- If a change in money market trading leads to a rate decrease we will contact you to discuss this and check your instructions before your application is processed.
- If you apply before 3pm Monday - Friday your Fixed Term Deposit will be opened the same day unless we need to contact you. If you apply after this time, or during a weekend or bank holiday your Fixed Term Deposit will be opened the next working day.
- Please note if we do need to contact you to discuss your request this may delay the opening of your Fixed Term Deposit. We can only contact you on contact details already held on our systems.
- If you require additional support with completing the form, please contact your banker or Coutts Businessline.
HOW YOUR INFORMATION MIGHT BE USED
It’s important for you to understand how we use and share your information. Please read our Privacy Notice before you continue with your application.
