business loans, overdrafts and finance

Because having access to short, medium or long-term capital is fundamental to every business.

Security may be required. Product fees may apply. Over 18s only. Subject to status, business use only.

Any property or asset used as security may be repossessed or forfeited if you do not keep up repayments on any debt secured on it.

tailored finance

As businesses evolve, so too do their needs for finance. Whether you want to expand, finance innovations or simply take your business to the next stage, Coutts has designed a range of commercial borrowing services to help along the way.

We're well versed in the more complex lending requirements of companies and offer a wide range of off-sheet and specialist finance, including invoice and asset finance and facilitating trade facilities, efficiently tailored to your business.

Loans and overdrafts

We understand the challenges facing businesses and the occasional need for short-term capital. We offer fixed and variable rate loans for a variety of purposes, in a variety of currencies, with a variety of terms to suit you.

Sterling variable rate loan interest rates are linked to Coutts Bank Base Rate and other currencies are linked to the Coutts Currency Reference Rate. To help protect you from rate changes, we offer interest rate management products such as capped rates.

Overdrafts can be offered in sterling, euro, US dollar, Swiss franc and Japanese yen.

Enquire online

Looking for a new overdraft or loan or an increase to a existing facility?

Answer a few simple questions and a member of our team will get back to you.

We aim to respond to enquiries within three business days at which point we may ask for additional information from you.

Please note – this is an enquiry, all applications will be subject to credit assessment.

Begin

Before continuing, please read our Privacy Notice, which explains how your information might be used.

Are you an existing Coutts client?

Yes No

To apply for a loan you need to be a Coutts client.

If you'd like to proceed, we'll take you through next steps.

Become a client

Would you like to enquire about an overdraft or loan?

Overdraft Loan

Will the facility be secured or unsecured?

Secured Unsecured

How much would you like to borrow and for what purpose?

Amount *

Purpose *

Please complete the following details

Name *

Email *

Relationship to the business *

Are you authorised by the business to make this request?

Yes No

Business name *

Please tell us the sector your business sits in.

Sector

Important Information

We are a Registered Firm with the Lending Standards Board which publishes the Standards of Lending Practice for Business Customers.

Find out more information about the Standards of Lending Practice

Statement of Lender and Borrower Responsibilities

Contact Us

Become a client

When you become a client of Coutts, you join a network of exceptional people. Get in touch online or call +44 (0)20 7753 1365 to find out more about our services.

Already a client?

Contact your commercial banker at any time or call +44 (0)20 7770 0070 for more information.

All calls with Coutts are recorded for training and monitoring purposes.

News and insights

6 result(s)

Business

24-11-2023

Six ways to grasp the opportunities when scaling your business

Franklin Asante, Head of Entrepreneurs at Coutts, explains the unique challenges and opportunities facing high-growth entrepreneurs as they scale their businesses.

4 min read

Franklin Asante, Head of Entrepreneurs at Coutts, explains the unique challenges and opportunities facing high-growth entrepreneurs as they scale their businesses.

4 min read