savings accounts

A range of flexible accounts that help your money to work harder.

 

Eligibility criteria: You'll need to be 18 years or over and have a Coutts Current Account. 

our products

    Savings Goal
INTEREST RATES
Rate Based on deposit of
Rate Based on Term of
Accessing your money
Restrictions
Find out more
INSTANT ACCESS

Access your money on the go with our Private Reserve Account while still earning interest.

Perfect for a reassuring safety net or for holding cash temporarily.

AER/Gross p.a. (variable)

 

4.06%/4.00%

 

Other rates and tiers available

 £3m+

N/A

 Instant access

  

Private Reserve Account
    CASH ISA

    Our Cash ISA can earn you tax-free interest on amounts up to £20,000.

    Excellent for making the most of your tax-free allowance.

AER/Tax free p.a. (variable)

 

4.84%/4.75%

£1+

N/A

Instant access

You can only subscribe to one Cash ISA with Coutts in any tax year up to £20,000.

Cash ISA

 

 

 

FIXED NOTICE PERIOD

You could secure more competitive rates when you pre-agree a withdrawal notice period with our Private Notice Account.

 

 

 

AER/Gross p.a. (variable)

 

4.49%/4.40%

 

Other rates and tiers available

£1+

95 days

Choose between a 35, 60, 95 day notice period

You will need to commit to a single notice period of either 35, 60 or 95 days, and you will not be able to withdraw your money until this notice period has been met. 

Private Notice Account

 

 

 

FIXED TERM DEPOSIT

You could secure more competitive rates when you fix your savings for a set time with our Fixed Term Deposit Account.

Great for saving for the longer term.

 

 

AER/Gross p.a. (fixed)

 

4.57%

 

Actual interest rate is dependent on deposit amount and term.

£3m+

12 months

Fixed term for between one month and five years

You will not be able to withdraw your money until the term has passed.

Fixed Term Deposit
Savings GOAL
INSTANT ACCESS

Access your money on the go with our Private Reserve Account while still earning interest.

Perfect for a reassuring safety net or for holding cash temporarily.
INTEREST RATES

AER/Gross p.a. (variable)

 

4.06%/4.00%

 

Other rates and tiers available
RATES BASED ON A DEPOSIT OF 

 £3m+
RATES BASED ON A TERM OF

N/A
ACCESSING YOUR MONEY

Instant access
RESTRICTIONS

N/A
FIND OUT MORE

Private Reserve Account
Savings GOAL
CASH ISA

    Our Cash ISA can earn you tax-free interest on amounts up to £20,000.

    Excellent for making the most of your tax-free allowance.
INTEREST RATES

AER/Tax free p.a. (variable)

 

4.84%/4.75%
RATES BASED ON A DEPOSIT OF 

 £1+
RATES BASED ON A TERM OF

N/A
ACCESSING YOUR MONEY

Instant access
RESTRICTIONS

You can only subscribe to one Cash ISA with Coutts in any tax year up to £20,000.
FIND OUT MORE

Cash ISA
Savings GOAL
FIXED NOTICE PERIOD

You could secure more competitive rates when you pre-agree a withdrawal notice period with our Private Notice Account.
INTEREST RATES

AER/Gross p.a. (variable)

 

4.49%/4.40%

 

Other rates and tiers available
RATES BASED ON A DEPOSIT OF 

 £1+
RATES BASED ON A TERM OF

95 days
ACCESSING YOUR MONEY

Choose between a 35, 60, 95 day notice period
RESTRICTIONS

You will need to commit to a single notice period of either 35, 60 or 95 days, and you will not be able to withdraw your money until this notice period has been met. 
FIND OUT MORE

Private Notice Account
Savings GOAL
FIXED TERM DEPOSIT

You could secure more competitive rates when you fix your savings for a set time with our Fixed Term Deposit Account.

Great for saving for the longer term.
INTEREST RATES

AER/Gross p.a. (fixed)

 

4.57%

 

Actual interest rate is dependent on deposit amount and term.
RATES BASED ON A DEPOSIT OF 

 £3m+
RATES BASED ON A TERM OF

12 months
ACCESSING YOUR MONEY

Fixed term for between one month and five years
RESTRICTIONS

You will not be able to withdraw your money until the term has passed.
FIND OUT MORE

Fixed Term Deposit

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Become a client

When you become a client of Coutts, you join a network of exceptional people. Get in touch online or call +44 (0)20 7753 1365 to find out more about our services.

Already a client?

Contact your private banker at any time or call +44 (0)20 7957 2424 for more information.

 

All calls with Coutts are recorded for training and monitoring purposes.

All calls with Coutts are recorded for training and monitoring purposes.

Financial Services compensation scheme

Your eligible cash deposits held with Coutts & Co are protected up to a total of £85,000 by the Financial Services Compensation Scheme, the UK's deposit protection scheme. Any deposits you hold above the limit are unlikely to be covered. Investment business undertaken with Coutts & Co in the UK may be covered by the FSCS, the cover depending on the nature of the claim being made. Eligible claims for most types of investment business are covered up to a maximum of £85,000 per person. FSCS cover is not available for loss of money resulting from performance of the investment.