bespoke private lending
Coutts provides flexible and innovative ways to borrow money.
Mortgages
Whether you’re buying your dream home, a second house or an investment property, we could help you get the mortgage you need.
buying
Purchasing a property? Our range of mortgages and flexible approach could meet your needs.
buying
Purchasing a property? Our range of mortgages and flexible approach could meet your needs.
re-mortgaging
Want to re-mortgage a property? Talk to us. Because whatever the reason, whatever your needs, we could help.
Your home or property may be repossessed if you do not keep up repayments on your mortgage.
Over 18s only. Credit is subject to status and approval.
Think carefully before securing other debts against your home.
Find out more about the latest LIBOR transition
Investment Backed Lending
Fast access to funds using your investments as security.
If you suddenly need extra funds, whether it’s to buy something special or support your day-to-day needs, Investment Backed Lending (IBL) could be for you.
Short-term borrowing
Credit cards, charge cards, overdrafts and loans.
Silk Card
Silk opens doors to a world of privileges and benefits, including high monthly spending limits and the ability to order additional cards.
Silk Card
Silk opens doors to a world of privileges and benefits, including high monthly spending limits and the ability to order additional cards.
Loans and overdrafts
We help you select the most effective credit lines from our range of personal loans and overdrafts. These can be secured or unsecured, with variable or fixed rates, in five major currencies.
SILK CREDIT CARD – REPRESENTATIVE 19.99% APR VARIABLE – OVER 18S ONLY – NO ANNUAL FEE
SILK CHARGE CARD – REPRESENTATIVE 0% APR VARIABLE – OVER 18S ONLY. NO ANNUAL FEE
Both cards available to Coutts clients only. Your credit limit will depend on our credit assessment of you.
loans and overdrafts
Security may be required. Credit subject to status. Exclusions may apply. Criteria apply. Over 18s only.
With currency borrowing, there is a risk that due to currency fluctuation you may repay a higher amount in the currency of borrowing.
Which short-term borrowing is best for you?
Want to borrow money, but unsure which product would work best for you?
Tailored borrowing
For individuals for whom deep market knowledge and flexibility of approach are essential, Coutts could structure solutions tailored to your unique circumstances. From providing lending for equity partnerships, utilising our expertise with alternative securities or working across jurisdictions to bridge a pressing lending need, we aim to provide a solution that is right for you.
Currency Borrowing
We know you require a bank that is flexible enough to adapt to your circumstances, and at Coutts we believe in making your complex lending, simple. We could provide you with the ability to match the currency of your borrowing with the currency of your income or assets. We could offer these facilities in CHF, EUR, JPY and USD meaning that if you have income in US Dollars or assets in Japanese Yen we could provide a lending solution that meets your specific needs. With this type of lending there a risk that due to currency fluctuation you may repay a higher amount in the currency of borrowing.
Currency Borrowing
We know you require a bank that is flexible enough to adapt to your circumstances, and at Coutts we believe in making your complex lending, simple. We could provide you with the ability to match the currency of your borrowing with the currency of your income or assets. We could offer these facilities in CHF, EUR, JPY and USD meaning that if you have income in US Dollars or assets in Japanese Yen we could provide a lending solution that meets your specific needs. With this type of lending there a risk that due to currency fluctuation you may repay a higher amount in the currency of borrowing.
Specialist Assets
Whether you are looking at finance to help acquire a yacht, aircraft, collector or classic car your private banker could help by drawing on asset experts from our asset finance group to help achieve your objectives. These teams have extensive experience in funding prestige assets and could tailor facilities to meet your specific requirements.
When you become a client of Coutts, you'll be part of an exclusive network
News and insights
Monthly Update: Solid economy underpins steady stock markets
How spending on your Coutts Debit Card is supporting UK charities
