POst office services

As a Coutts Current Account holder, you can access a range of counter services at thousands of Post Office branches across the UK, including:

• checking your balance using your debit or cash card and PIN
• withdrawing cash using your debit or cash card and PIN
• paying-in cash with your debit or cash card and PIN
• making cheque deposits with a pre-printed paying-in slip

Coutts clients can deposit up to £3,000 per day in cash and unlimited cheques using a pre-printed paying in slip. Deposits for an individual cannot total more than £24,000 annually.

For businesses, there is no daily deposit limit, subject to individual Post Office limitations. The annual limit for businesses is £100,000.

LOCATE YOUR NEAREST POST OFFICE

What do you need to know when using the service:

• Cash paid in at a Post Office using your debit or cash card will be credited to your Coutts Current Account immediately. Please note, as deposit limits may vary, we recommend that you contact the Post Office you wish to visit beforehand.
• Cheques paid in at a Post Office will be added to your Coutts Current Account when we receive them from the Post Office – this normally takes two working days. Once we receive them, cheques will follow the normal cheque clearing cycle. Please note, different Post Offices can have different cut-off times for cheque depositing. Please check with the Post Office you wish to use, as this can affect when the cheque will credit your account.
• Usual cash withdrawal limits will apply when withdrawing cash from your Coutts Current Account at the Post Office.
• To order a paying-in book, please contact Coutts 24 or your Private Banker.
• You can’t mix cash and cheque payments – you’ll need to make two separate transactions.
• There’ll be no additional charge for Coutts Private Current Account holders to use Post Office services.
• Coutts Commercial clients are subject to the following charges: